Hard Money Loans

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 Hard money loans are a valuable financing option for individuals and businesses seeking quick access to capital without the stringent requirements of traditional lenders. These loans are typically provided by private investors or companies and are secured by the value of the property being purchased, making them ideal for real estate investors, house flippers, and businesses with unique funding needs.

One of the key advantages of hard money loans is their speed and flexibility. Traditional lenders often have lengthy approval processes and strict criteria for borrowers, which can be challenging for individuals or businesses with less-than-perfect credit or limited collateral. Hard money lenders, on the other hand, are more concerned with the value of the property being purchased than the borrower's credit history, making it easier to secure financing quickly.

Additionally, hard money loans can be used for a variety of purposes, including purchasing real estate, renovating properties, or funding business operations. This versatility makes them a valuable tool for individuals and businesses looking to take advantage of investment opportunities or overcome temporary financial challenges.

Furthermore, hard money loans can be a valuable resource for individuals or businesses that may not qualify for traditional financing. Whether you have a low credit score, limited collateral, or a unique funding need, hard money lenders are often more willing to work with borrowers to find a financing solution that meets their needs.

In conclusion, hard money loans offer a flexible and efficient financing option for individuals and businesses in need of quick capital. Whether you are a real estate investor, house flipper, or business owner, hard money loans can provide the funding you need to achieve your goals and overcome financial challenges. Consider exploring the benefits of hard money loans to see how they can help you achieve your financial objectives.

We would love to be your partner on that journey. Contact us today to discuss your options!

Hard Money Real Estate Loan

MIN-MAX $ AMOUNT: $100,000-$50,000,000MIN

MAX TERM: 1-10 Years

CREDIT SCORE MINIMUM: None

LTV% AVAILABLE: 50%-80% 

LTV PROPERTY TYPES ELIGIBLE: Non-owner occupied residential properties

COST OF CAPITAL: 6% to 12%

TIME TO APPROVAL: 3 Days 

               DOCUMENTS REQUIRED
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• 1003 Loan application
• 4 months of bank statements
• Copy of purchase agreement
• Recent mortgage statement (if refinance)
• Credit report (if available)
• Copy of appraisal (if available)